:root{--maroon:#7b1e3b;--maroon-dark:#5e142c;--navy:#111c2a;--slate:#334155;--muted:#64748b;--line:#dbe4ea;--soft:#f5f7f9;--white:#fff;--shadow:0 16px 38px rgba(17,28,42,.10)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#20262d;line-height:1.65;background:#fff}img{max-width:100%;display:block}a{color:inherit}.skip-link{position:absolute;left:-9999px;top:auto}.skip-link:focus{left:1rem;top:1rem;z-index:100;background:#fff;padding:.75rem 1rem;border-radius:.5rem}.site-header{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;padding:6px 5vw;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px);transition:.2s}.site-header.scrolled{padding-top:5px;padding-bottom:5px;box-shadow:0 8px 24px rgba(15,23,42,.08)}.brand img{width:165px;height:auto;object-fit:contain}.site-header nav{display:flex;align-items:center;gap:18px}.site-header nav a{text-decoration:none;font-weight:750;font-size:.94rem}.site-header nav a:hover,.site-header nav 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82%)}.hero-content{position:relative;max-width:760px;padding:96px 7vw}.eyebrow{text-transform:uppercase;letter-spacing:.15em;font-size:.78rem;font-weight:850;color:#f2b7c9}.eyebrow.dark{color:var(--maroon)}h1{font-size:clamp(2.6rem,6vw,5.2rem);line-height:1.02;margin:.2em 0}h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.12;margin:.25em 0 1rem}h3{line-height:1.25}.hero p:not(.eyebrow){font-size:1.16rem;max-width:680px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.actions.centered{justify-content:center}.authority{display:flex;gap:18px;font-weight:800}.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);background:var(--navy);color:#fff}.trust-strip div{padding:22px 24px;border-right:1px solid rgba(255,255,255,.12)}.trust-strip strong,.trust-strip span{display:block}.trust-strip span{opacity:.72;font-size:.9rem}.section{padding:84px 7vw}.section-heading{max-width:820px;margin:0 auto 42px;text-align:center}.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.cards.three{grid-template-columns:repeat(3,1fr)}.cards article,.contact-cards article{padding:28px;border:1px solid var(--line);border-radius:16px;background:#fff;box-shadow:0 12px 30px rgba(24,50,74,.07);transition:.2s}.cards article:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card-icon{font-size:2rem;color:var(--maroon)}.soft{background:var(--soft)}.split{display:grid;grid-template-columns:1.05fr .95fr;gap:52px;align-items:center;max-width:1200px;margin:auto}.split>img{width:100%;max-height:560px;object-fit:cover;border-radius:20px;box-shadow:var(--shadow)}.text-link,.center-link a{font-weight:800;color:var(--maroon);text-decoration:none}.center-link{text-align:center;margin-top:30px}.coverage-band{display:grid;grid-template-columns:1.1fr .9fr;gap:50px;align-items:center;background:var(--navy);color:#fff}.coverage-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center}.region-card{min-height:280px;border:1px solid rgba(255,255,255,.3);border-radius:20px;display:flex;flex-direction:column;align-items:center;justify-content:center;background:linear-gradient(135deg,rgba(123,30,59,.9),rgba(255,255,255,.08));color:#fff}.region-card span{font-size:3.2rem;font-weight:900}.region-card strong{font-size:1.5rem}.dark-card{box-shadow:var(--shadow)}.quote,.secure-docs{display:flex;align-items:center;justify-content:space-between;gap:40px;background:var(--maroon);color:#fff}.quote-actions{display:flex;gap:12px;flex-wrap:wrap}.page-hero{padding-top:74px;padding-bottom:56px;background:linear-gradient(135deg,var(--navy),#263b52);color:#fff}.page-hero-inner{max-width:1050px}.page-hero h1{font-size:clamp(2.5rem,5vw,4.4rem);max-width:900px}.content-page{max-width:1250px;margin:0 auto}.spaced{margin-top:56px}.photo-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.photo-grid figure{margin:0;background:#fff;border-radius:16px;overflow:hidden;box-shadow:var(--shadow)}.photo-grid img{width:100%;height:390px;object-fit:cover}.photo-grid figcaption{padding:20px}.photo-grid figcaption strong,.photo-grid figcaption span{display:block}.check-list{padding:0;list-style:none}.check-list li{margin:.7rem 0;padding-left:1.8rem;position:relative}.check-list li:before{content:'✓';position:absolute;left:0;color:var(--maroon);font-weight:900}.cta-panel{margin-top:56px;padding:34px;border-radius:18px;background:var(--soft);display:flex;align-items:center;justify-content:space-between;gap:30px}.secure-docs{margin-top:56px;padding:42px;border-radius:20px}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:36px;align-items:start}.contact-cards{display:grid;gap:16px}.contact-form,.application-form{padding:34px;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:var(--shadow)}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.form-grid label{font-weight:750}.form-grid input,.form-grid select,.form-grid textarea{display:block;width:100%;margin-top:7px;padding:12px;border:1px solid #b8c6d0;border-radius:9px;font:inherit;background:#fff}.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus{outline:3px solid rgba(123,30,59,.16);border-color:var(--maroon)}.form-grid .full{grid-column:1/-1}.form-note{color:var(--muted)}fieldset{border:0;padding:0;margin:0 0 28px}legend{font-size:1.25rem;font-weight:850;margin-bottom:16px}.consent{display:flex;gap:10px;align-items:flex-start;margin:1rem 0 1.5rem}.faq details{border-top:1px solid var(--line);padding:18px 0}.faq summary{font-weight:850;cursor:pointer}.legal-page{max-width:900px;margin:auto}.legal-page h2{margin-top:2rem;color:var(--maroon);font-size:1.7rem}.error-page{min-height:70vh;padding:70px 7vw;text-align:center;display:flex;flex-direction:column;align-items:center;justify-content:center}.error-page img{max-width:620px;border-radius:18px;box-shadow:var(--shadow);margin-bottom:28px}.site-footer{display:grid;grid-template-columns:1.6fr 1fr 1fr .8fr;gap:38px;padding:58px 7vw;background:#111820;color:#fff}.site-footer img{width:205px;filter:brightness(0) invert(1)}.site-footer a{color:#fff}.copyright{text-align:center;padding:16px;background:#0b1117;color:#bdc7cf}.back-to-top{position:fixed;right:20px;bottom:24px;width:44px;height:44px;border:0;border-radius:50%;background:var(--navy);color:#fff;font-size:1.2rem;opacity:0;pointer-events:none;transition:.2s;z-index:45}.back-to-top.show{opacity:1;pointer-events:auto}.mobile-call{display:none}
@media(max-width:1050px){.site-header nav{gap:12px}.site-header nav a{font-size:.87rem}.nav-cta{display:none}.cards{grid-template-columns:1fr 1fr}}
@media(max-width:850px){.menu-toggle{display:block;background:#fff;border:1px solid var(--line);padding:10px 14px;border-radius:8px;font-weight:800}.site-header nav{position:absolute;top:100%;left:0;right:0;display:none;flex-direction:column;align-items:stretch;background:#fff;padding:18px 5vw;box-shadow:0 14px 30px rgba(15,23,42,.12)}.site-header nav.open{display:flex}.site-header nav a{padding:8px 0}.split,.coverage-band,.coverage-grid,.contact-grid{grid-template-columns:1fr}.quote,.secure-docs,.cta-panel{align-items:flex-start;flex-direction:column}.site-footer{grid-template-columns:1fr 1fr}.mobile-call{display:block;position:fixed;left:16px;right:76px;bottom:16px;z-index:44;background:var(--maroon);color:#fff;text-align:center;text-decoration:none;padding:12px;border-radius:10px;font-weight:850;box-shadow:var(--shadow)}.back-to-top{bottom:17px}.section{padding:68px 6vw}}
@media(max-width:560px){.brand img{width:145px}.cards,.cards.three,.trust-strip,.photo-grid,.form-grid,.site-footer{grid-template-columns:1fr}.hero{min-height:72vh;background-position:56% center}.hero-content{padding:60px 6vw}.hero p:not(.eyebrow){max-width:32rem;line-height:1.55}.authority{flex-direction:column;gap:4px}.photo-grid img{height:280px}.form-grid .full{grid-column:auto}.contact-form,.application-form{padding:24px}.secure-docs{padding:30px 24px}.section{padding:58px 6vw}.page-hero{padding-top:58px;padding-bottom:42px}.site-footer{padding-bottom:100px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}